Remember when making your choice that the NALC plan is owned by the members and it is a nonprofit plan. We have a lot of the same doctors and very comparable rates and costs. Please take a good look at the NALC plan. Plus you have me as an advocate to try and get answers to any questions you might have. My number is 612-963-NALC (6252). Your HBR – Julie Waldemar
When is Health Benefits Open Season?
Monday, November 11, 2013 - Monday December 9, 2013.
NALC Health Benefits Rep Branch 9
Coping with Depression- pdf
A little message to alert you of one thing that helps speed the process when needing Specialty Drugs. Prior authorization is required for all specialty medications, including biotech, biological, biopharmaceutical and oral chemotherapy drugs. Contact Caremark Specialty Pharmacy Services at 1-800-237-2767. If you don’t know if it’s a specialty drug call the Prescription Drugs (CVS Caremark) 1-877- 933-6252 on the back of your ID card and find out. Your doctor needs to contact the Specialty Pharmacy Services at 1-800- 237-2767 or call the number on the back of your card and ask for the Specialty Pharmacy Services to order the drugs. NOTE: These drugs are also CAREMARK mail order so you need your doctor to take that into consideration when they order them for you. They send them to your residence if they can be administered at home. PS: They will send them over night UPS but it’s not a by noon delivery so if you need it at a certain time alert your local UPS delivery unit. (If the package is in the system you can call CAREMARK and get the tracking number and then call UPS and leave an alert with the operator).
NALC Health Benefit Plan As Branch 9’s HBR I am encouraging our current members to learn more about all the benefits available to our members. First: Register (log in) when you go to the website because that’s how you get to all the information available to you as a member.
NALC’s best kept secret! U.S. Letter Carriers Mutual Benefit Association From its earliest year ... the NALC pioneered programs for mutual support and welfare to complement its struggles for improved working conditions. The union established the Mutual Benefit Association at its 1891 convention in Detroit. The MBA offered life and other kinds of insurance to help protect letter carriers and their families. Today ... MBA continues to record strong year after strong year. Total assets continue to increase over previous years by millions of dollars, and surplus increases by hundreds of thousands. Despite the stock market decline, MBA was continuing to outperform other life insurance companies, just as it had done for more than 100 years. These insurance plans offered by the MBA are designed to give NALC members and their families the best possible protection for the lowest cost. Membership Qualifications: Section 1. An applicant for admission to membership in the MBA must be a letter carrier or other nonsupervisory employee of the Postal Career Service who is a member in good standing of the NALC, or the spouse, child, grandchild or great grandchild of a member of the NALC. Employees of the NALC and its subsidiaries, their spouse and children are also eligible applicants for membership in the MBA. Section 2. Each applicant for membership shall make application on the form provided for that purpose and, subject to the nonmedical limits in effect, be examined by some competent practicing physician. Section 3. Should any applicant be rejected by the Chief Medical Examiner, he/she shall not be proposed or admitted within six months thereafter. MBA Insurance Programs NALC Accidental Death - Group Insurance Coverage MBA Whole Life Insurance paid up at age 90 paid up at age 65 paid up in 20 years MBA Term Life Insurance 10 year Renewable and Convertible MBA Universal Insurance Independence – Single Payment Hospital Plus Maturity Income FOR MORE INFORMATION —Go to NALC website at NALC.org under Departments/Mutual Benefit Assn —Contact your local NALC branch office —Call MBA toll-free at (800) 424-5184, Tuesday and Thursday, 8:00 a.m. to 3:30 p.m. Eastern Time —Call MBA at (202) 638-4318: Monday–Friday, 8:00 a.m. to 3:30p.m. Eastern Time
NALC Mutual Benefi t Association Planning for retirement in the next ten, twenty, thirty years? Have you looked into getting some Life Insurance? Yes the USPS has some insurance on its employees however it’s very expensive if you take it into retirement with you. (Go to OPM.gov and you can fi nd a calculator to tell you how expensive.) I think the greatest gift the NALC has given its members is opportunities – opportunities to invest in our future or our family members futures thru the MBA. The United States Letter Carriers Mutual Benefi t Association (MBA), founded in 1891, was created for the benefi t of NALC members and their families. The MBA is the life insurance division of the National Association of Letter Carriers. Only NALC members are eligible to purchase MBA insurance products. An applicant for admission to membership in the MBA must be a letter carrier or other nonsupervisory employee of the Postal Career Service who is a member in good standing of the NALC, or the spouse, child, grandchild or great grandchild of a member of the NALC. Employees of the NALC and its subsidiaries, their spouse and children are also eligible applicants for membership in the MBA. THE DIFFERENT PLANS WE OFFER ARE: -Paid Up at Age 90 MBA Whole Life Insurance -Paid Up at Age 65 MBA Whole Life Insurance -Paid Up in 20 Years MBA Whole Life Insurance -10-Year Renewable and Convertible MBA Term-----Life Insurance -MBA Universal Life Insurance -Independence – Single Payment -Hospital Plus -Maturity Income For more information go to NALC.org, look under Deparments, under MBA and you can get all of the information necessary to get started. P.S. The MBA has a $5,000 Accidental Life Insurance Policy on all NALC members in good standing.